Business Deposits

Business Checking

  Regular Checking Individually Owned Now Checking Business Checking with Analysis
Minimum Opening $100 $1,000 $100
Minimum Balance to avoid service charge $400 daily or $1,000 average daily balance $1,000 average daily balance N/A
Monthly Service Charge

$8.00* (if balance falls below $400.00)

$10.00* (If balance falls below minimum) Varies-Fees assessed by Business Account Analysis
Interest Bearing **  No **Yes, on balances > $1,000 No
Unlimited Checking Writing Yes Yes Yes
No Per-Check Charges No No  Yes 
Free E-Statement Yes Yes Yes
Free Personalized Checks No No No
Additional Information N/A N/A N/A

*Plus Iowa sales tax where applicable
** This is a Variable Rate Account with the annual percentage yield (A.P.Y.) subject to change at anytime at our discretion.

Business Savings

  Regular Savings Treasury Money Market Certificates of Deposit
Maintenance Fees $5.00 (if average daily balance falls below $100.00) $10.00* (if average dailiy balance falls below $1,000) Penalty may apply for early withdrawal
Withdrawals Unlimited in person withdrawals No more than six transfer and withdrawals, or a
combination of such, per statement cycle.
Penalty may apply for early withdrawal
Interest Details **Variable rate **Variable rate Rate on daily balance for the maturity term