Security Savings Bank, and our affiliates are committed to providing the highest
level of security and privacy regarding the collection and use of our customer's
personal information. Keeping your financial information secure is one of our
most important commitments. Our employees access information about you only
when needed to maintain your accounts or when considering a request from you for
additional services. We maintain standards and procedures designed to prevent
misuse of this information.
Security Procedures to Protect Information: We safeguard information
according to established security standards and procedures to help prevent
unauthorized access to confidential information about you. Our technology is
periodically updated and tested to continue to provide you with the highest
level of protection of your privacy and to assure the integrity of your
information.
Collection and Use of Personal Information: We collect personal
information to protect access to your personal accounts and to assist the bank
in providing you with the products you want and need. All personal information
collected by the bank is used for specific business purposes to protect and
administer your personal accounts and transactions, to comply with state and
federal regulations, and to help us better understand your financial needs in
order to design or improve our products.
Maintenance of Accurate Information: We have implemented procedures to
help assure that our customer's financial information is accurate, current and
complete in accordance with sound banking practices. Some procedures are
required by Federal or State law. We also have procedures for responding to
requests to correct inaccurate information in a timely manner, and update
information promptly. Customers should notify us immediately at the address or
phone number listed on their statement if they receive what they believe to be
inaccurate information regarding their account with us.
Limited Employee Access to Personal Information: We limit employee
access to your personal information to only those bank administrators with a
business reason for knowing such information. We also educate all employees
about the importance of confidentiality and customer privacy. We take
appropriate measures to enforce employee privacy responsibilities to further
safeguard the privacy of your personal information. Our employees are well
versed in complying with personal information principles.
Restrictions on the Disclosures of Account Information: We do not
reveal specific information about our customers' accounts, or other personally
identifiable data, to parties outside our affiliated companies, unless (1) our
customer has requested or authorized it; (2) the information is provided to
complete a transaction initiated by the customer; (3) the information is
provided to a reputable credit bureau or similar information reporting agency;
or (4) disclosure is lawfully permitted or required. We do not provide personal
information to non-affiliated companies for the purpose of independent
telemarketing or direct mail marketing.
Maintaining Your Privacy in Business Relationships with Parties Outside
Our Affiliates: Sometimes it is necessary to provide personally identifiable
information about you to a party outside our bank such as a vendor or service
company that we contract to provide support or service for one or more of our
products. These vendors and service companies agree to safeguard our
confidential information about you and your products and services with us and
must abide by applicable law.
"Cookie" Technology: Many commercial web sites use a technology called
"cookies" to provide you with tailored information from their web site. Our web
site does not use "cookie" technology. We make no attempts to identify
individual users unless illegal behavior is suspected.
Our Internet Web Site: Visitors may elect to provide us with personal
information via e-mail or our contact form. This information is used internally,
as appropriate, to handle the sender's request and manage the web site. It is
not disseminated or sold to other organizations. Visitors should keep in mind
that e-mail is not necessarily secure against interception. If you do not agree
with the use of this information, or are not comfortable with this level of
privacy, please cancel the e-mail before it is sent. Visitors should call us
directly at 515-448-5111 if requests include sensitive or private information,
such as your account number, credit card numbers, or a PIN number for your ATM
card or other bank debit cards. We are committed to protecting your privacy.
Our intent throughout our online presence is to collect only the information
we need to deliver excellent service, use that information responsibly and keep
you fully informed of how that information is being used. If you feel we have
not meant our obligations in the protection or use of your personal information,
you may submit a complaint to Security Savings Bank at 515-448-5111. Any
complaint will be handled in compliance with Security Savings Bank’s consumer
complaints policy. Breaches of customer privacy are considered serious
misconduct.
On Line Applications: At this time, we do not accept any on line
applications. If this changes in the future, you will need to review our privacy
statement.
Protecting Children: We recognize the importance of protecting
children’s identity and privacy on line. Our website is not directed at
children, and we do not knowingly collect or maintain personal information from
children.
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